David Johnson, Chief Executive Officer
Mr. Johnson is a Principal with Clearpath Advisors LLC. Prior to joining the firm he was SVP of Corporate Development at Memec LLC. Prior to Memec, he worked at McKinsey & Company and Bain & Company. David has an MBA from the Stanford University Graduate School of Business.
Larry Chiavaro, Executive Vice President
Mr. Chiavaro has over 20 years of progressive experience in the Consumer Finance industry. Most recently, he developed the BPO Loan Servicing Business for CSC, working with Banks, Investment Banks, Finance Companies, and Credit Unions, on a national level. Prior to CSC, Mr. Chiavaro created and managed a national wholesale sales force for NovaStar Mortgage, and held leadership positions at Household / HSBC Auto Finance and GE Capital, where he was recognized by Jack Welch, the legendary CEO of General Electric for his record setting production. Mr. Chiavaro will be overseeing many areas at First Associates and will maintain an office in the New York City area.
Sue Pia, Vice President of Loan Servicing
Sue Pia, Vice President of Loan Servicing, is a loan servicing professional with 20 years of experience in the loan servicing arena. Prior to joining 1st Associates, Sue served as Vice President of Policy Compliance at Residential Capital where she managed the Compliance testing and Policies and Procedures groups. Prior to joining Vericrest, Sue served as Senior Manager for Accredited Home Lenders managing the customer service, collections, and loan administration areas. Sue has a Bachelor of Science in Business Management.
Ben Larisch, Information Systems Consultant
Mr. Larisch is currently the Director of Information Systems for Tetra Financial Group, a Salt Lake City based Equipment Financing Company. Mr. Larisch has over 12 years of technology and software development experience 7 of which has been the financial sector. He is responsible for strategic planning, network design and infrastructure as well as introducing new technologies to increase efficiency. Mr. Larisch has developed software for over 12 years, having served previously as a senior engineer for MedQuest Pharmacy and Net-Mercial.com. He has extensive experience in relationship database design and using .NET technologies, with additional expertise in C#, vb.net, HTML, XML, Java and SQL.
David Lamb, Financial Consultant
Mr. Lamb is the Chief Financial Officer of Tetra Financial Group, an equipment leasing company, located in Salt Lake City and First Associates. Prior to Tetra Financial Group he served as Founder of AVID Acceptance and Sr. VP of Prestige Financial. Mr. Lamb was instrumental in growing Prestige Financial and maintaining Return on Equity of approximately 25% since the year 2001. Previous positions include: Vice President of Finance and Strategy at Automatic Web, Inc.; Founder/CEO/CFO at Net-Mercial.com, an Internet advertising technology ASP specializing in the development of interstitial ad networks; Founding Executive Director of the Utah Angels, an angel investor network; and Managing Analyst at Venture Analysis, a firm specializing in analytical support for venture capitalists, angel investors and early-stage companies. Mr. Lamb has a BS in Economics from the University of Minnesota and an MBA from Brigham Young University and has been awarded the Chartered Financial Analyst professional designation.
Scott Scharman, Director
Mr. Scharman is President and CEO of Tetra Financial Group; a Salt Lake City based Equipment Finance Company. Prior to founding Tetra, Mr. Scharman held various management positions within the equipment finance industry. Mr. Scharman received a Bachelor of Science degree in Business Management from Utah Valley University and a Master of Business Administration from Westminster College.
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